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Sonoma County's Birth Center

707-387-2088

Billing & Verification of Benefits

Thrive Birth Center  operates as an out-of-network provider. We create individualized financial agreements and a payment plans with each client. For more information please call (707)387-2088 or email, info@thrivebirth.com

 

If you would like to find out more about your insurance benefits and coverage, please follow the steps below.

Step One:

• Contact your insurance company by using the member service number on the back of the card

• Choose the option or ask to speak with the eligibility and benefit department

• You will need the patient name, id number, and date of birth

• You will need the name, location, and phone number of your provider and facility

Key words to know:

• Provider – person who is providing care; midwife, physician, doula, dentist, naturopath, etc

• Facility – place that house the care; birth center, hospital etc

• Global Maternity – receipt of prenatal, delivery, and postpartum care by one provider Your insurance is made up of two type of benefit:

• In network – which means your provided is contracted with your insurance

• Out of network – which means your provided is NOT contracted with your insurance Benefit Breakdown:

• Deductible is a flat $ amount that you must pay before your insurance will pay

• Coinsurance is a shared percentage between you and your insurance

• Your cost is based on the deductible, coinsurance, and your provider/facility network status

Maternity Care for Home Birth – Questions to ask

• Does my insurance cover a home birth, a vaginal delivery at home?

• Does my insurance cover my provider?

• Is my provider contracted or non-contracted?

• What are my global maternity benefits for both in and out of network for the provider?

Maternity Care for Birth Center Birth – Questions to ask

• Does my insurance cover an outpatient facility birth center birth?

• Does my insurance cover my provider? • Is my provider contracted or non-contracted, is the facility contracted or noncontracted?

• What are my benefits for both in out of network for both the provider and the facility?

Doula Care – Questions to ask

• Does my insurance cover my provider?

• Is my provider contracted or non-contracted?

 

Please note the Thrive Birth Center is not responsible for billing your insurance.